House Insurance

Examples of coverage multi-risk insurance Housing: 
BASE COVER

-Fire, Mechanical Action of lightning and Explosion
-Storms
-Floods
-Land subsidence
-Water damage
-Theft
-Non-Contractual Liability
-Demolition and removal of Debris
-Falling aircrafts
-Shock or Impact of ground vehicles
-Accidental spillage of oil
-Accidental Breakage of glass or Fixed Mirrors, vanity Sinks and Sanitary stone
-Falling or breaking Antennae
-Breakage or Damage Apar. Intrusion detection or alarms
-Fall or breakage of solar panels
-Accidental fall of Trees
-Home assistance
-Temporary Change (Content)
-Priv. Temp. Local use Leased or Occupied (content)
-Damage to property of the Landlord (content)
-Damage to Goods of domestics (content)
-Deterioration of Chilled Goods (content)
-Personal Risk (Content)
-Electrical Risks in 1st Risk (content)
-Cosmetic damage (building)
-Electrical Installation (Building)
-Damage to gardens, Walls and fences (building)

ADDITIONAL TOPPINGS

-Strikes, riots and public policy changes
-Acts of vandalism or malicious

OPTIONAL COVERAGES

-Accidental Damage (Content)
-Computer Equipment (Content)
-Earthquakes

Home insurance is designed with your home, you and your family in mind. It offers you excellent value for money and frees you from worries.

It also protects the contents of your home.
Remember that your household goods are only protected if you include the contents option in your insurance.


Do not dispense with consulting the legally required pre-contractual and contractual information.

ADVANTAGES

Flexibility

Home insurance allows you to choose the cover that best suits you.

- You can benefit from discounts if there are means of protection against theft, alarm and/or professional surveillance.
- Option without excess.
- Automatic updating of capital.

Personal Accident Insurance

Valid 24 hours a day for the Insured and Spouse.

Home Assistance

- Home assistance in the event of illness or accident in the home:
- Medicines at home.
- Transport to the nearest hospital.
- Dispatch of qualified professionals to the home.
- Replacement of DVD/TV, washing machine, dishwasher, fridge and heater.
- Lost or stolen keys.
- Pet assistance guarantee.

Protection against theft committed against the Insured Person outside the home

Protection against material damage resulting from a violent assault on the Insured Person or any member of their household.

Family Civil Liability

Protection against all damage caused accidentally by any member of your household, pets or domestic staff in your service.

Equipment Insurance

Guarantee covering breakdowns and unforeseen events that prevent fridges, freezers and/or computers from working normally.

Extended Capital Guarantees

- Landlord/Tenant Liability.
- Localisation and Repair of Breakdowns.
- Electrical Risks.
- Theft from the Insured Person.
- Breakage of Crystals, Glass, Mirrors and Ornamental Stones.
- Risks outside the dwelling.
- Deterioration of the Garden or Grove.
- Damage to refrigerated goods.

Home insurance can be taken out with any of the insurance companies described below that offer the best conditions for the client. Through AMC Mediação de Seguros, which has been given the necessary powers by the insurance companies to sign the contracts and collect the premiums. AMC Mediação de Seguros does not cover the risks, which are fully assumed by the insurance company where the contract is signed.

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